{"id":174,"date":"2025-06-02T11:19:31","date_gmt":"2025-06-02T11:19:31","guid":{"rendered":"https:\/\/avsenthil.com\/blog\/?p=174"},"modified":"2025-06-02T11:19:31","modified_gmt":"2025-06-02T11:19:31","slug":"the-power-of-compounding","status":"publish","type":"post","link":"https:\/\/avsenthil.com\/blog\/2025\/06\/02\/the-power-of-compounding\/","title":{"rendered":"Let\u2019s Unlock the Power of Compounding"},"content":{"rendered":"<p><strong>Start Small, Grow Big \u2013 Let\u2019s Unlock the Power of Compounding<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">Think investing is out of reach? \u201cIf You Can Save for a Pizza, You Can Start Investing.\u201d<\/span><\/p>\n<p><b>\u201cYou don\u2019t grow by knowing everything. You grow by starting anyway.\u201d<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You think starting with \u20b9500 is risky?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let me tell you what\u2019s actually risky:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Wasting your 20s in overthinking.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Waking up at 35 with \u20b90 Assets, in your name.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Working till 60 because \u201clater\u201d kept happening.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Here\u2019s a fact most people won\u2019t say aloud:<\/span><\/p>\n<p><b>Not doing anything is 10x riskier than starting small and learning as you go.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Did you understand every ingredient in your first skincare product?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Did you study internal combustion before buying a bike?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No, right? You trusted the process. You learned as you used it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Investing is no different.<\/span><\/p>\n<p><b>You don\u2019t need to master finance \u2014 you just need to start. <\/b><span style=\"font-weight: 400;\">Let&#8217;s do <\/span><b>Real Math.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If you invest \u20b91000\/month at 12%, in 10 years you invest \u20b91.2L and you\u2019ll have \u20b92.3L \u2014\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">that\u2019s approx. 2x your investment.<\/span><\/p>\n<p><b>Delay it by 3 years, and your end value will be \u20b91.3L on an investment of \u20b90.84L<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h1><b>Year-Wise Projected Value<\/b><\/h1>\n<table style=\"height: 446px;\" width=\"689\">\n<tbody>\n<tr>\n<td><b>Year<\/b><\/td>\n<td><b>Monthly Investment<\/b><\/td>\n<td><b>Annual Investment<\/b><\/td>\n<td><b>Year End Value @ 12.00 %<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,766<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 27,065<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 43,079<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 61,015<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 81,104<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,03,603<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,28,801<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,57,024<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,88,633<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">10<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 1,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 12,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9 2,24,036<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>\ud83d\udca5 Watch this space \u2014 Step-Up SIP takes the power of compounding to the next level!<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">So ask yourself \u2014 what are you really afraid of? Turn your fear into fuel.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cEvery expert you admire? They once didn\u2019t know what they were doing. <\/span><\/p>\n<p><b>They just\u2026 started.<\/b><span style=\"font-weight: 400;\">\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let Me Help You Start (No Jargon, Just Action):<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You just need one bold moment \u2014 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Open the Mutual Fund app<\/span><span style=\"font-weight: 400;\">, hit &#8220;start SIP,&#8221; and breathe. That\u2019s it.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s talk! Tap<\/span><a href=\"https:\/\/avsenthil.com\/contact-us.html\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\"> to book a free 30-minute call.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Start Small, Grow Big \u2013 Let\u2019s Unlock the Power of Compounding \u00a0Think investing is out of reach? \u201cIf You Can Save for a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":175,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[13,36,15,38,17,34,33,32,37,16,14,35],"class_list":["post-174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-freedom","tag-avsenthil","tag-compounding","tag-financialfreedom","tag-financialliteracy","tag-financialplanning","tag-investing","tag-investment","tag-mutualfunds","tag-passiveincome","tag-personalfinance","tag-rrrtejas","tag-wealthbuilding"],"_links":{"self":[{"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/posts\/174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/comments?post=174"}],"version-history":[{"count":2,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/posts\/174\/revisions"}],"predecessor-version":[{"id":177,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/posts\/174\/revisions\/177"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/media\/175"}],"wp:attachment":[{"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/media?parent=174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/categories?post=174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/avsenthil.com\/blog\/wp-json\/wp\/v2\/tags?post=174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}